Federal Reserve tries to make up for lost decades with real-time payments system
US central bank makes first significant upgrade to antiquated financial plumbing since 1970s
Fintech
Netflix: password sharing cutback provides shortlived gain
The bump in subscriber numbers is only a temporary fix and the streaming giant will have to find new revenue streams
Digital Media
Vattenfall puts brakes on UK wind farm as costs surge 40%
Norfolk Boreas was one of the biggest new projects in the pipeline and was set to power 1.5mn homes
Renewable energy
Internet ratings get only three stars from me
Nudges towards relentlessly positive feedback distort our ability to measure real customer experience
Consumer trends
AI in the music industry
New tools can create compositions, clone voices and recommend songs to listeners — but can it match the human interaction with fans?
Artificial intelligence
AI in law, consulting and professional services
Lawyers and accountants charge handsomely for human expertise — but firms have still been embracing the technology
Artificial intelligence
Microsoft takes merger arbs for a ride
Plus, Michael Moritz moves on from Sequoia, and Blackstone’s trillion-dollar milestone
Mergers & Acquisitions
How will AI be regulated?
New EU rules would make companies liable for misuse of the technology, but critics say regulators should only step in if needed
Artificial intelligence
What are the risks of using AI in business?
In the short term, the technology threatens to make employees redundant; longer term, the danger is existential
Artificial intelligence
Graphic: How machines learn
Machine learning works in the same way as human learning: repeating a process and making adjustments after mistakes, to gradually improve outcomes
Artificial intelligence